Approve more good payments.
Recover soft declines and lift approval rates with smart retries, network tokens and AI that learns from each decline.
- Smart retries
- Network tokens
- Decline insights
Fewer lost sales
Most declines are temporary. We recover the ones that can be recovered.
Smart retries
AI retries soft declines when they are most likely to succeed.
Network tokens
Cards stay current when customers get a new one.
Decline insights
See why payments were declined, in plain words.
Account updater
Expired cards updated automatically where supported.
Issuer-friendly
Fewer pointless retries that annoy banks.
Ask Copilot
Ask why approvals dropped and get the answer.
How it works
- 1
Turn it on
Included with every account.
- 2
We learn
Each decline improves the next decision.
- 3
You see the lift
Recovered revenue shows on your dashboard.
Works well with
Questions
What is a soft decline?
A temporary decline, such as insufficient funds, that may succeed later.
Does this cost extra?
No. It is included in your payment rate.
Where do I see results?
Approval rates and recovered payments appear on Home and in Reports.